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| Helps
banks advise customers how
to continue to benefit from
the unparalleled convenience
offered by ATMs...using
them with confidence...by
exercising just a few common
sense precautions. Includes
warnings about Skimming
Scams. |
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| Explains
multi-factor authentication
and layered security and
educates customers about
the dangers and preventive
measures they can take when
banking online. Designed
to help meet FFIEC consumer
education requirements. |
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Reminds
your customers about
the benchmark bank
service of FDIC Insurance,
backing up the message
of safety with some
telling facts:
.
The Fund Is Strong
.
The Fund Is Adjusted
to Assure Continued
Viability
.
The Vast Majority
of Banks Are Sound
Helps reassure customers
during turbulent economic
periods. |
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Is
a great way to educate current
and prospective customers
about the many contributions
banks make to the community
and to the local and national
economy. Key messages:
.
Bank services are for everyone
.
Banks provide one-stop service
.
Banks invest in their communities
.
Banks offer unsurpassed
security |
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This
brochure contains the
"Safe Harbor"
model language approved
by the Federal Reserve
Board for use in Check
21 disclosures to consumer
customers. Imprinting
of bank information in
accordance with Federal
guidelines is available.
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Uses a Question and Answer approach to educate customers about
…how credit and debit cards differ
…when one might be better to use than the other
…what liabilities customers have for lost or stolen cards
…where to go for more in-depth information and education
Skimming—in which dummy or doctored ATM machines are used to steal account information--and other scams are explained, along with tips that customers can put to use right away to help them protect their cards and their good credit. |
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NEW!:
This brochure was formerly
available only through America's
Community Bankers
Provides bank customers
with a thorough review of
credit reports and scores,
including:
. How
credit reports and scores
work
. How
lenders such as banks use
them
. How
customers can obtain their
free copy
. What
to do when errors in their
report occur |
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| "Direct
Deposit" conveys the
key messages of safety and
convenience, PLUS provides
your customers 7 ways they
can take advantage of this
key bank service, from payroll
to direct deposit of regular
stock dividends. To bring
the point home, "Direct
Deposit" gives your
customers an at-a-glance
matrix showing how direct
deposit stacks up against
paper checks for Timeliness.
Efficiency. Safety &
Security. |
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| Helps
promote your bank's offering
of these services by highlighting
the key benefits: easy,
safe, and reliable...saves
time for busy people...and
provides the comfort of
Federal consumer protections. |
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Describes
how banks will protect and
recover electronic data
and information, ensure
the availability of cash,
continue customer service
and otherwise be up and
running after a wide-ranging
disaster. In addition, it
advises customers about
measures to:
• Assure
access to cash, valuables
and important documents
• Safeguard
critical papers and identification
• Initiate
preventative actions now,
such as direct deposit |
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This statement stuffer highlights five important facts about FDIC coverage:
• What accounts are covered
• How much coverage each account has
• Recent changes in coverage
• Who pays for FDIC insurance (banks do)
• How to identify an FDIC-covered institution
Designed to work with FDIC's comprehensive guide, also available (see below).
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Provides full details of FDIC coverage as explained by FDIC. Contains the exact language written by FDIC and available on their website (www.fdic.gov). Size: 32 pages, 4"x 9". (See above for condensed statement stuffer with matching graphics.)
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| When
customers have their bank
accounts taken over by identity
thieves, the cost is huge—not
just in terms of the money
lost, but more importantly,
it erodes customer confidence
in bank security and the
safety of online transactions.
Identity
Theft in all its forms is
growing at an alarming rate.
But your bank certainly
has the greatest stake of
all in Account Hijacking.
It is costly to your bank…to
your bank customers…and
to your bank’s reputation
for integrity. |
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When
you provide this brochure
in an upcoming mailing,
you will be helping your
customers identify
.
How they can fall victim
to Fake Check Scams
. How
they can recognize it when
they see it
. How
they can prevent it
. What
they can do if they get
stung |
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Takes
on three of the fastest
growing frauds at work today:
. Advance-Fee
Loan Scams
.
Debit
Card Fraud
.
Counterfeit
Cashier’s Checks
In
addition, “Financial
Fraud Update” offers
consumer defense tips that
will help your customers
help themselves. |
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| Alerts
your customers to one of
the most dangerous and
prevalent scams now operating—Phishing.
It is especially
important that
you educate your customers,
because the Phishing scam
works by stealing the “look
and feel” of a trusted
source, such as the victim’s
bank, and dupes
them into providing confidential
financial details like credit
card and bank account numbers. |
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Your
customers will want to know
about the latest line of
defense available to them
in the battle against identity
theft. It is called a Fraud
Alert, and is available
through the three major
credit reporting agencies.
Includes:
.
How
Fraud Alerts work
. The
different types of Fraud
Alerts available
. How
and when to activate a Fraud
Alert
. How
to remove a Fraud Alert |
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| Cuts
through the clutter surrounding
this important consumer
topic. No hard sell…no
misleading information…no
unnecessary data. Just the
facts your customers need
to get their free report.
That’s what they want…and
what you can deliver to
them with this timely brochure. |
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Contains
all the latest information
about FDIC insurance coverage,
including the latest
increase in retirement savings
coverage.
The brochure also contains
specific examples showing
how customers can increase
their FDIC coverage to as
much as $1,500,000. Importantly,
the brochure has been reviewed
by FDIC for use by banks. |
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| Cases of identity theft are increasing at almost twice the rate originally predicted by experts. This brochure offers ten specific actions consumers can take to help banks provide maximum security for their assets and their good name. UPDATED to include FACT Act protections and free credit reports. |
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| This
brochure will convince customers
that saving through an IRA
is a great way to prepare
for the future and suggests
they contact their banker
immediately to learn more.
Includes a useful tool:
a chart comparing today’s
IRAs so customers can choose
the one that ideally suits
their needs. |
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| Promoting
direct deposit is a great
idea especially at tax time,
when the IRS is urging consumers
to take advantage of electronic
deposit of tax refunds.
Prominently featured in
this two-panel brochure
and statement insert: the
availability of split deposits,
which permits deposits in
up to three different accounts. |
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| Everyday
opportunities are the best
time for adults to explain
financial matters to young
children. This brochure
provides excellent examples
of this, using "Teachable
Moments." A great way
to encourage family participation
and education in learning
sometimes difficult financial
concepts. |
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| Three of the mandatory notification options used most by credit unions are available: (1) Simplified Notice; (2) Notice for Joint Marketing; (3) Opt-Out Notice. The language for each notice tracks the sample "safe harbor" disclosure language contained in Federal regulations. Ample space is provided for imprinting your bank logo and other information. |
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Note:
This is a completely
new and revised version
of the old brochure
by this title. It
. Informs
customers about current
criminal activity using
the Internet and email.
. Advises
customers about measures
that can substantially strengthen
their computer security.
. Educates
customers about the substantive
investment your bank is
making to assure safe online
banking. These are the same
objectives that Federal
examination guidelines are
designed to meet for
banks offering Internet
banking services. |
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This brochure was developed by a joint regulatory taskforce aimed at creating a unified financial industry message on the dangers and prevention of identity theft through Phishing. When you use “You Have the Power to Stop Identity Theft” as a statement stuffer or handout, you will use it with the confidence of an authoritative voice telling this compelling and critical story. It covers:
- How Phishing works,
- Offering ways to protect against identity theft, and
- Detailing steps to follow for victims of identity theft
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Unregulated,
non-bank mortgage lenders
played fast and loose with
their underwriting standards
and have given the entire
financial industry a black
eye. This brochure tackles
this problem with no-nonsense,
straight talk about:
. How
the subprime lending problem
developed
. How
banks responded by staying
the course with prudent
lending practices
. Why
banks are the first and
best choice for consumers
looking for mortgage loans…and
how banks may be able
to suggest alternatives. |
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NEW!:
This brochure was formerly
available only through America's
Community Bankers. Use
the customer notice requirements
of the USA Patriot Act as
an opportunity to
. educate
your customers about the
law’s requirements
. enlist
their aid in the fight against
terrorism
. show
them how it protects them
against Identity Theft.
The key message:
customer cooperation can
help in the fight against
terrorism |
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| Explains the major changes in electronic banking such as electronic check clearing, check conversion and EFT options.PLUS helps fulfill a continuing regulatory mandate to inform customers about shortened float. Miscalculation of float often leads to check overdrafts, a major government "hot button" that banks are strongly encouraged to address. |
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| Explains
in easy-to-understand language
how the FACT Act has made
access to credit reports
easier…and importantly,
educates your customers
about how to analyze
the report…how
to correct errors…how
to understand the importance
of their credit
score. |
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| Perhaps you have customers who are facing stricter credit criteria for a mortgage or installment loan…Perhaps they or someone they know is experiencing credit troubles and is considering bankruptcy as an option…Or perhaps they have simply heard or read the news reports that reinforce the fact that credit standards are tighter, and a solid credit rating is more important than ever! Educated customers know better how to manage credit…how important it is to stay current on their credit payments…why troubled credit does not lead inevitably to bankruptcy, and this brochure offers three valuable lessons they can put to use today. |
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